New Medicare Advantage plans are released each year, and choosing the right plan can be overwhelming. These plans provide value by covering essential benefits while also keeping costs affordable for you.
Finding the perfect plan for your needs can be tricky and require some trial and error. Keep reading to learn about the qualities of the Best Medicare Advantage plans so that you can find one that meets your needs!
Unlimited Care
One of the best features of Medicare Advantage plans is that there is no limit to medical care. In Traditional Medicare, you are only guaranteed a set amount of care each year.
Once you’ve hit your yearly limit, you either have to pay for your medical care out of pocket or sign up with a different insurance provider. With Medicare Advantage plans, you don’t have to worry about hitting your yearly limit and paying for treatment out of pocket.
No Deductible
One of the best things about Medicare Advantage plans is that they are not tied to a deductible. Many health insurance providers require you to pay a yearly deductible before they start to pay for your medical bills.
If you have a chronic condition such as diabetes or high blood pressure, you may have to pay a higher deductible each year. If you have Medicare Advantage, you don’t have to worry about a deductible. There are also no copayments tied to your Advantage plan. This means that you don’t have to pay a fee for visiting your doctor or receiving medication.
Free Medication
If you choose a Medicare Advantage plan that covers Part D, you don’t have to worry about paying for your prescriptions. Many Medicare Advantage plans offer free prescriptions.
This is especially helpful for seniors who have chronic conditions such as diabetes or high blood pressure. These medications can be expensive, so having them covered by your plan can save you a lot of money each month.
24/7 Member Help Line
One of the best ways to determine how well a company takes care of its members is to look at the support they offer. Medicare Advantage plans offer support through a 24/7 member helpline.
With this, you can talk to a representative about any issues you are having or get answers to any questions that you have. This level of support is rare with traditional Medicare. If you have questions or concerns about your plan, you can also talk to a representative through your plan’s website.
365 Days of Rehabilitation Therapy
Many Medicare Advantage plans offer 365 days of rehabilitation therapy. This means that the plan will pay for physical therapy sessions that help you recover from an injury or surgery. This is especially helpful for people who have had hip or knee replacement surgery.
Rehabilitation therapy after these surgeries can be time-consuming and expensive. Medicare Advantage plans that offer rehabilitation therapy help you save money and get back on your feet faster!
100% Coverage for Annual Wellness Exam
Lastly, annual wellness exams are essential for seniors. These exams are important for seniors because they can catch conditions such as diabetes, high blood pressure, and certain cancers before they get worse.
Many Medicare Advantage plans offer 100% coverage for annual wellness exams. This means that the plan will pay for the exam and any lab tests or screenings that your doctor orders!
